Last Updated: December 2020
(“we,” or “us”) process your personal information when you use (the “Site”).
1. What information we collect from you
We process the limited information you give to us on or using the Site. This includes information that can identify you (“personal information”), such as your first and last name, telephone or fax number(s), email address, title, company, reason(s) for reaching out and exchanges you may then have with us.
In addition, if you complete a credit application, you agree that we or our vendors may pull credit reporting information (which may include name and date of appointment of your company’s director(s)) for use in determining whether we will extend credit to you and to contact you. The information you provide to us will only be used for these purposes.
2. How we use your information
We use your personal information to respond to your inquiries, to contact you and to pull credit reporting information for use in determining whether we will extend credit to you if you submit such an application.
We keep your personal information only as long as we need it for legitimate business purposes and as permitted by applicable law.
3. With whom we share your information
We may share your personal information with the following entities:
Third-party vendors who provide services or functions on our behalf, including operation of the website, analytics, customer service, corporate reporting, investor relations, distribution of surveys and in pursuance of the goals set out in Section 2 herein. These third-party vendors have access to and may collect information only as needed to perform their functions and are not permitted to share or use the information for any other purpose.
Credit reporting agencies, as necessary to determine whether we will extend credit to you and only if you submit such an application.
We also may share your information:
In response to subpoenas, court orders, or other legal process; to establish or exercise our legal rights; to defend against legal claims; or as otherwise required by law. In such cases we reserve the right to raise or waive any legal objection or right available to us.
When we believe it is appropriate to investigate, prevent, or take action regarding illegal or suspected illegal activities; or to protect and defend the rights, property, or safety of our company, our customers, or others.
In connection with a corporate transaction, such as a divestiture, merger, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Other than as set out above, you will be notified when personal information about you will be shared with third parties, and you will have an opportunity to choose not to have us share such information.
We also may share aggregate or anonymous information with third parties, including advertisers and investors. This information does not contain any personal information and is used to develop content and services we hope you will find of interest.
4. Cookies and other technologies
To help us recognize your browser as a previous visitor and save and remember any preferences that may have been set while your browser was visiting our Site.
To help measure and research the effectiveness of website features and offerings and email communications (by determining which emails you open and act upon).
The Help portion of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie, or how to disable cookies altogether.
This Site may also use web beacons (also known as clear gifs, pixel tags or Web bugs), which are tiny graphics with a unique identifier, similar in function to cookies, that are placed in the code of a web page. We use web beacons to monitor the traffic patterns of users from one page within our Site to another, to deliver or communicate with cookies, to understand whether you have come to our Site from an online advertisement displayed on a third-party website, and to improve Site performance. We also may allow our service providers to use web beacons to track the visitor traffic and actions on our Site. This helps us measure the effectiveness of our content and other offerings.
5. Your Rights
We want you to be aware of your privacy rights. Here are a few key points to remember:
Reviewing your information. Applicable privacy laws may give you the right to review the personal information we keep about you. You can exercise this right by contacting us.
Updating your information. If you believe that the information we hold about you is inaccurate or that we are no longer entitled to use it and want to request its rectification, deletion, object to or restrict its processing, please contact us.
For your protection, we may ask you to provide proof of identity before we can answer the above requests.
Keep in mind, we may reject requests, including if we are not able to authenticate you, if the request is unlawful or invalid, or if it may infringe on trade secrets or intellectual property or the privacy or other rights of others.
Also, we may not be able to accommodate certain requests to object to or restrict the processing of personal information, notably where such requests would not allow us to provide our service to you anymore.
6. External links
7. Visiting our website from outside the United States
If you are visiting our website from outside the United States, please be aware that your information may be transferred to, stored, and processed in the United States where our servers are located and our central database is operated. The data protection and other laws of the United States and other countries might not be as comprehensive as those in your country, but please be assured that we take steps to ensure that your privacy is protected. By using our services, you understand that your information may be transferred to our facilities and those third parties with whom we share it as described in this Policy.
9. How you can contact us